00488nam a2200157Ia 4500008004100000040001700041082002300058100001700081245008700098260004600185300001300231440003600244650001400280700002000294700001600314190329s9999||||xx |||||||||||||| ||und||  aNITILcNITIL  221sta338.9bA832T  aAshraf, Nava 0aTesting savings product innovations using an experimental methodologycNava Ashraf  aPhilippinesbAsian Development Bankc2003  avii,45p.  aERD technical note series no. 8  aECONOMICS  aKarlan, Dean S.  aYin, Wesley