APA
Ashraf N., Karlan D. S. & Yin W. (2003). Testing savings product innovations using an experimental methodology. Philippines: Asian Development Bank.
Chicago
Ashraf Nava, Karlan Dean S and Yin Wesley. 2003. Testing savings product innovations using an experimental methodology. Philippines: Asian Development Bank.
Harvard
Ashraf N., Karlan D. S. and Yin W. (2003). Testing savings product innovations using an experimental methodology. Philippines: Asian Development Bank.
MLA
Ashraf Nava, Karlan Dean S and Yin Wesley. Testing savings product innovations using an experimental methodology. Philippines: Asian Development Bank. 2003.