APA
Bhavani T. A., Bhanumurthy N. R., . (2012). Financial access in post-reform India. New Delhi: Oxford University Press.
Chicago
Bhavani T A, Bhanumurthy N R, . 2012. Financial access in post-reform India. New Delhi: Oxford University Press.
Harvard
Bhavani T. A., Bhanumurthy N. R., . (2012). Financial access in post-reform India. New Delhi: Oxford University Press.
MLA
Bhavani T A, Bhanumurthy N R, . Financial access in post-reform India. New Delhi: Oxford University Press. 2012.