APA
Gangopadhyay S., India. Planning Commission, Bandyopadhyay S. & Wadhwa W. (1995). Income recognition norms and banking reforms. New Delhi: The Author.
Chicago
Gangopadhyay Shubhashis, India. Planning Commission, Bandyopadhyay Saurabh and Wadhwa Wilima. 1995. Income recognition norms and banking reforms. New Delhi: The Author.
Harvard
Gangopadhyay S., India. Planning Commission, Bandyopadhyay S. and Wadhwa W. (1995). Income recognition norms and banking reforms. New Delhi: The Author.
MLA
Gangopadhyay Shubhashis, India. Planning Commission, Bandyopadhyay Saurabh and Wadhwa Wilima. Income recognition norms and banking reforms. New Delhi: The Author. 1995.