APA
Gangopadhyay S., Bandyopadhyay S. & Wadhwa W. (1995). Income recognition norms and banking reforms. Delhi: Planning Commission.
Chicago
Gangopadhyay Shubhashis, Bandyopadhyay Saurabh and Wadhwa Wilima. 1995. Income recognition norms and banking reforms. Delhi: Planning Commission.
Harvard
Gangopadhyay S., Bandyopadhyay S. and Wadhwa W. (1995). Income recognition norms and banking reforms. Delhi: Planning Commission.
MLA
Gangopadhyay Shubhashis, Bandyopadhyay Saurabh and Wadhwa Wilima. Income recognition norms and banking reforms. Delhi: Planning Commission. 1995.